Risk & Return in Franklin India Mutual Fund Schemes

The family photo of Rate of Return for Franklin IndiaTempleton Mutual Fund Schemes as on 03 August 2019 is as follows:

top on the list is Bond funds of different risk shades  are followed by Equity schemes and the lowest Rate of return, implying highest risk at this point in time reflected in small cap fund

On 1 April 2019, the BSE Sensex climbed the peak of 39,000 points for the first time. The 30-share Sensex, India’s oldest stock market index, also completed 40 years on the same day. The Sensex was launched in 1986 but 1 April 1979 is the base year when the index was set at 100.

The Sensex gave a compounded annual growth rate (CAGR) of 16.1% in the period from 1979 to 2019. If you take the total return index, then this is well over 17%. In the same period, gold gave a rupee return of 10%.If you had invested ₹10,000 in a basket of stocks representing the Sensex and the same was rebalanced every time the Sensex underwent a change, then your corpus today would be over ₹45 lakh. The same amount of money invested in gold over the same period would be worth ₹4 lakh today and in bank fixed deposit would have grown to a little over ₹2.5 lakh, without factoring in the tax

The current meltdown in equity need not be taken as standard. These fluctuations in the long run enables good rate of return