Meeting Long Term Financial Goals: The Contra way

What is 'contra'?

The investment style that combines a value style, fundamental analysis and sector rotation.


So your fund manager looks for currently undervalued scrips that are fundamentally strong and have capacity to bounce up next and continuously shifts once the expected price realisation occurs in the holdings

This means you are taking more risk than the normal diversified equity funds.

There are eight such funds available so far in the Indian markets.
1. Religare Contra Fund
2. Tata Contra Fund
3. Kotak Contra Fund
4. UTI Contra Fund
5. SBI Magnum Contra Fund
6. ING Vysya Conta Fund
7. J M Contra Fund
8. L&T contra Fund


To manage your long term goals like planning for kids higher education, marriage, setting up a business, your own retirement etc.. normally have a time horizon of 15 years upwards.

These are the needs you should look to fullfil by following the contra approach.

How to select a Financial Planner

It is like going for your confession. Unless, you are sure to whom you are confessing, whatever you have revealed in confidence may be used against you. Another danger, a not so qualified priest may not be able to give you sufficiently suitable words from gospel to put you at peace with yourself & God. The experience that come with is fine; but one deals only in the traditional products may not be welcome, if you are looking for exhautic bouquet.

So it appears that

1. one should be possessing the minimum prescribed qualification to deal in the products
2. sufficiently enough knowledge about the available products
3. must be capable of synthesising a bouquest of products in the four dimensions :Time(maturity of your needs), Quantity of money, Your vision about life and the philosophy of wealth that you follow

Most often, the last two are left to be desired. The result: vulgar use of money in show of wealth that irritates the not so lucky and downtroden. Follow C K Prahlad, renowned Management Guru. Reflect a bit more and you will agree that One can spread happiness around and still enjoy wealth. It is true not only for organisations but also for individuals.

If you wish to have a Policy Statement to be developed for Personal Financial Planning, professional service is available on request.


Also have alook at
1. WeManPoSt
2. Does Your Money Work for you
3. Family Budget

happy investing