Risk & Return in SBI MF Schemes

The following is the graph of one year rate of return from SBI MF schemes as on 05 August 2019
The Equity markets are falling and risk is more in that asset class and therefore you see a lot of negative rate of return. Successive decrease in interest rates have moved up the rate of return in debt segment.
Risks are inevitable in investments, when rates move up one is happy and when rates move down , feels unhappy. The truth lie between these two. One has to endure fluctuations over a fairly good period of time to real the benefit of investing. The graph , at this point just gives an idea of relative risk in the different shades of risk classes.

Now let us look at how BSE Sensex behaved Interestingly, The Indian market has seen the steepest fall in the past 10 years and the last correction was witnessed this year on February 2, 2019. The benchmark S&P BSE Sensex dropped 0.4 per cent to 37,250.82 as of 9:39 AM in Mumbai, extending its decline this month to 5.4 per cent. The NSE Nifty 50 Index retreated by the same magnitude and is down 6.3 per cent in July 2019. The journey continued today as well.
Let the market take its own time to come up organically as always. Investors get benefit by appropriately dealing with their investment. each investment needs to be viewed in its purpose and risk profile of the investor.