Asset Allocation Plans & Financial Planning

Automatic asset allocation is possible with asset allocation plans and they allow you to remain in the same risk level all through out your investment period. So when you clear the travel through that particular risk period, you have to change into another risk profile. Many people do not understand this process and get sticky about a fund.

Another thing is about the long term nature in which you have to look at these investments. They are not 'get rich quick' kind of lotteries.

Lottery or betting is an entertainment. It is for fun.
But investment is not for entertainment or fun, though it may be an outcome. The investment is longer term than that of a bet or lottery.

Schemes to look at are

1. UTI Variable Investment Plan


2. F T India Dynamic P/E Ratio Fund of Funds


3. ICICI Pru Dynamic equity Plan

The other alternative is The New Pension Scheme

Those who read this also read :

1. Asset Allocation Funds


2. Price Earning Funds & Financial Planning


3.